Officer Brett Popiny said he came into contact with Robert Joseph Ulisny, 19, of the 1200 block of Tyler Avenue, Phoenixville, following a report of a disturbance at Citadel Federal Credit Union at the Village of Eland, Phoenixville, at 2:55 p.m. Feb. 6.

"A bank official told me that Ulisny came into the bank and tried to cash a check," said Popiny. "Apparently the teller told him he was not allowed to cash the check, which made him irate. Ulisny began threatening the tellers and used obscene language. As he was leaving the bank, he was still cursing and he knocked over several displays."

Popiny said a bank official informed him that Ulisny called the bank and continued his threats.

"He called the bank official and told her he was going to 'bash her face.'" said Popiny. "The bank was in a complete lockdown when I arrived on the scene. During my investigation, Ulisny called the bank again. I spoke with him, to which he used obscene language with me. He also said that there was going to be a 'problem' if the bank did not cash his check."

Popiny said Ulisny showed back up at the bank, and made demands to the tellers.

"He walked in and yelled 'you're going to cash my (expletive) check now!,'" said Popiny. "I approached him and took him into custody without any incident."

Ulisny was transported to the Phoenixville Police station, then taken to Coatesville District Court for his arraignment, said Popiny.

Police Chief John Kalavik said most area banks were being cautious of unusual behavior following a thwarted bank robbery at National Penn Bank in Royersford earlier in the day. "Apparently he picked a bad time to act up in a bank," said Kalavik.

Ulisny is charged with terroristic threats; harassment; and disorderly conduct.

He was arraigned before District Justice Robert Davis, Coatesville, Friday night and was released on $5,000 unsecured bail.

His next court appearance is scheduled for Thursday, March 4, 2004 at 9 a.m.

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